Richard Train

Sarcopenia: As We Age Muscle Loss Occurs

The human body was not designed to last a few 100 years. As early as the 20’s a process starts in the our bodies know as Sarcopenia. By the time we are 40 Sarcopenia has started to reshape the human body in a fashion that makes most of us uncomfortable with ourselves. By the time we reach approximately 60 the acceleration process of muscle loss and fat cell gain has becomes quite noticeable. In physically... (posted by Richard 5 years 281 days ago.)

Equity Stripping in Minnesota

Equity stripping is a predatory practice employed by unscrupulous individuals designed to identify vulnerable homeowners that have substantial equity in their property and “strip" the equity in the property from the homeowner. In recent years, this practice has become more commonplace due to rapidly increasing housing prices combined with high foreclosure levels. These factors create the perfect environment for equity... (posted by Richard 5 years 284 days ago.)

Mortgage Foreclosure in Minnesota

In recent years, mortgage foreclosures in Minnesota have been on the rise. As a result, more than ever before, Minnesota property owners have a need to understand the foreclosure process. 1. How is a mortgage foreclosed in Minnesota? In Minnesota there are essentially two ways that a mortgage can be foreclosed. The first way to foreclose is through the process of foreclosure by action. In this process, the mortgage... (posted by Richard 5 years 287 days ago.)

How the meaning of AFUE, HSPF and SEER can affect your household budget.

How will government regulations affect your home heating and cooling cost? Your understanding of the words AFUE, HSFF and SEER will prepare you for those purchases. This article’s goal is to help the consumer understand the manufacture's ratings as you consider purchasing a new home appliance. AFUE AFUE (Annual Fuel Utilization Efficiency) is the standard measurement of... (posted by Richard 5 years 304 days ago.)